Get smart, with a low rate personal loan.
Calling all visionaries, romantics, go getters and jet setters. We can help you get the most out of life while paying the least on your personal loan. Great loans for those with great credit on amounts between $1,000 and $70,000.Apply Now
We've got a loan to suit your needs.
We have the right loan to help you achieve your goals. Whether you're tackling a home renovation, buying a new car, planning a wedding, or consolidating your debts. Find the right loan for your needs below. Also, when we say we offer great rates for great borrowers, we mean it. With rates starting at just 7.95% p.a. we'll help you get the most out of life.
|What's this loan for?||Use this loan for things like wedding expenses, education expenses or a holiday.||Yup, you guessed it, this one's for consolidating your debts.||For cars, bikes, floats, Tiny Houses...basically anything on wheels.||Personal loan for home owners looking to do a home renovation or grab something exciting for the house.|
|Max loan amount*||$20,000||$50,000||$70,000||$70,000|
|Loan term||Up to 3 years||Up to 5 years||Up to 7 years||Up to 7 years|
|Interest rate||From 8.95% p.a.||From 8.95% p.a.||From 8.95% p.a.||From 7.95% p.a.|
|Security||Unsecured||For amounts over $20,000||Vehicle||Owner-occupied house for amounts over $20,000|
|Interest only||No||No||No||First year|
*Affordability and credit criteria apply. The maximum borrower amount reduces based on borrower risk grade.
Why borrow through Squirrel Money?
If you’ve got good credit, we’re pretty certain you won’t find better rates elsewhere. And the rate is fixed for the life of the loan so your repayments won’t change.
Flexibility and choice
Choose a loan term of 2, 3, 5 or 7 years (depending on the product) and a payment frequency that works for you. Plus we won’t sting you for paying your loan back in full whenever you like. Borrow from $1,000 to $70,000. That should be enough to replace that hideous carpet in the living room.
Our fees are easy to understand and very competitive. Check them out for yourself here. You can even repay your loan in part or in full whenever you like at no extra cost.
What you'll need to apply
Your whole application is done online in a matter of minutes, so you can do it anywhere, anytime. Just make sure you have the following items handy: An online banking account (or 3 months’ bank statements and payslips) and a NZ Driver’s license or NZ Passport.
A first class and very fast service, I would highly recommend them to family and friends or anyone who is looking for a very good loan companyMichael Aug 2018
Love this company have had a tough few months with loss of mum which i had to go back to Fiji for burial and again im a few weeks for her 100th night and is u know cost involved is huge with a family of 4. They have really helped me with finances with good customer service and excellent experienceFrancis W Jul 2018